A non-qualified mortgage (commonly referred to as “non-QM”) is a type of mortgage loan that does not meet the eligibility criteria of a qualified mortgage under the Consumer Financial Protection Bureau’s (CFPB) Qualified Mortgage (QM) rule. Non-QM loans are typically offered to borrowers who don’t fit into the traditional QM lending box.

Non-QM loans are designed to provide mortgage options to those unable to qualify for a traditional QM loan. This type of loan can be beneficial for those who are self-employed, have a large down payment, or have a large number of liquid assets. Non-QM loans may also be beneficial for those whose credit score has been affected by recent financial hardships.

We are dedicated to providing our clients with the best mortgage loan services. We offer a variety of non-QM loan options tailored to meet your unique needs. We understand everyone’s financial situation is different and we are here to help you find the loan option that works best for you.

In addition to our non-QM loan options, we also offer a variety of other mortgage loan services. Our other loan options include bank statement loans, liquid asset loans, and foreign national loans.