If you're looking to purchase a home, you're probably aware of the various types of mortgages available to you. One type that you may not have considered is a Non-QM or non-qualified mortgage loan. Non-QM loans are an excellent option for people who may not meet the strict guidelines of a traditional mortgage. These loans have more flexible underwriting requirements and may be more accessible to people who have unique financial situations.
At Mortgage Queen Florida, we specialize in non-qualified mortgage loans and helping borrowers get the best deal possible. Our team of experts will work with you to understand your unique financial situation and find a loan that fits your needs and budget.
Because non-QM mortgages don't fit into the government-sponsored guidelines, they often come with higher interest rates. But that doesn't mean you can't get a great deal on a non-QM mortgage. Here are some tips to help you get the best rate possible: